The Best Honeymoon Destinations in Australia

Honeymoon

Beach or Adventure?

Choosing your honeymoon destination is very exciting and is one of the wedding tasks that both the bride and groom will enjoy doing together.

The first thing to do is choose the type of honeymoon you would like to have. You might like a relaxing private beach type honeymoon where you’re just spending time with each other. Though you may prefer to do some sightseeing and adventure activities.
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Honeymooners Should Always Get Travel Insurance

travel insurance sign

Got Your Travel Insurance?

You will spend plenty of time planning for your wedding day, you should also carefully plan for your honeymoon. This includes making sure that you and your fiancé have travel insurance.

Travel insurance exist because unfortunate circumstances do happen. The last thing that you want is be charged for a massive medical bill if something happens to you on your honeymoon.
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Hot Tips for a Wedding Reception at Home

Backyard Wedding Reception

Anyone For A BBQ?

We all know that weddings costs can really add up. It’s no wonder that more people are looking at cost saving ideas for their special day.

One of the more popular cost saving wedding ideas is to have your wedding reception in a back yard. This could be in your own backyard or you could rent out a nice house to use for you wedding reception.
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Why Travel Insurance is a Must for Honeymooners

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A honeymoon package usually costs a lot. Maybe not as much as the wedding event itself but it still entails an investment of an amount of money for a good cause of engraving lasting memory that the newly married couple can enjoy for many years.

Honeymooning Without Insurance: The Risks

Honeymooning without an insurance coverage is like leaving your comfort zone without your security blanket. Unlike other types of insurance, travel insurance protects you from the unforeseen and the unplanned circumstances, just like what could happen when you are doing an adventure away from home. You can forget about every type of trouble that could hamper the experience of eloping with your loved one in a vacation getaway of a lifetime if you have planned your insurance along with your itinerary. Find out more about the common types of insurance by clicking here.

Travel insurance covers for medical emergencies, last-minute cancellations, flight delays, lost luggage, reservation woes, and many others. It is intended to cover for unfortunate incidents that could happen along the way, protecting you from losing money or spending more just to enjoy the amount of happiness you previously planned out.

Top Honeymoon Getaways

When you already have extensive travel insurance, you can well relax and just savor every moment that you will be spending together as new husband and wife. Honeymooners have elite travel options, depending on the couple’s interests and the size of their budget. Although the company you travel with is far more important than the experience itself, it is definitely worth planning out a honeymoon carefully. You and your partner can only be newlyweds this once, after all.

Luxury Cruise. A cruise is almost like a dream come true for any sort of traveler, more so when you are sharing this journey with the one you love most. Imagine, you will be transported to various points via a cruise ship that’s packed with luxurious amenities.

Extreme Adventure. For the daredevil couples and those who just want to stay active, the romantic setting of doing extreme activities together will definitely etch special memories to celebrate the honeymoon. However, this will only work if both partners are interested on the experiences.

Exclusive Island Getaway. The romantic atmosphere that a secluded island can provide is very much conducive for some quality couple time. Whether it’s in the Maldives or the Caribbean or any regular island nearby, what’s important is that you get to enjoy the spectacular scenery as well as the privilege to have “alone” time with your loved one.

Read about the latest travel insurance reviews through this website, australianinsurancewatch.com.

We Had A Wonderful Wedding, Though Weddings Aren’t Cheap

Our wedding day was simply superb, I can’t think of any other way to describe it. Our family loved the day and our guests had a wonderful time.

I should say however that a wedding isn’t all that cheap. Traditionally a wedding should be thrown by the parents however neither of us had parents who were sufficiently well endowed with money to be able to throw our wedding, so we had to do it ourselves.

And of course we not all that old so we don’t have a lot of money either, so we relied on an installment loan to get us by, from The Installment Loan’s Guide. Fortunately that tided us over and when we added the money from our loan to the money we already had we just managed to cover the costs.

Catering is the biggest cost in a wedding. Everyone has to eat and of course it’s impossible for you to provide the catering yourself, you’ve got plenty of other things to do on the day, like getting married and going on your honeymoon, so you absolutely must get professional catering.

There’s a whole range of things that you need to decide on about the catering. How many courses will you be providing for example? When you have an entree or would you just move guests right onto the main course straight away? How about desert, will you offer a desert?

Of course everyone wants to have a wonderful spread of food but the more courses you have the more expensive the catering gets. And of course we love seafood and we’d love to have a seafood entree for all of our guests however that was really beyond the reach of our budget.

We decided our budget extended to a main course and a desert. It was a relatively simple desert, sticky date pudding, which we love. That was one of the cheaper selections for deserts and as we love sticky date pudding we decided to go with that.

Of course that’s not the only expense. You’ve got to hire the venue which is another expense to consider as well and venue hire is also not cheap. We had almost 50 guests and so we needed a venue that was sufficiently large to cater for all those people together with a dance floor that would allow everyone to dance. We really took our time locating a venue because so many of them were seriously expensive, however we found a lovely little place out of town where we were able to rent a venue at a much lower cost than would have been the case if we were looking for somewhere in the middle of town.

And of course it can’t be just any old venue, you need somewhere that has a little ambience, and luckily this place was loaded with ambience. There were beautiful gardens outside as well, and we took the opportunity to get married in the garden so that we had everybody right there at the venue and all we needed was to move people indoors for the meal.

So we economized a lot but I don’t think anybody really noticed. Certainly the feedback that was had from our friends who were at the wedding is that they had a wonderful way. And they even complimented the sticky date pudding.

We don’t see any point to going broke trying to throw a wedding. It was expensive but not as expensive as it could have been and it won’t take us long to pay back the loan.

Our wedding was a few months ago and we had a wonderful honeymoon. The honeymoon wasn’t all that cheap either but we didn’t go for long and we’ve both been working ever since. Fortunately we are still living at mum and dad’s place and so we are not paying for accommodation so we’ve been able to save most of our earnings and we’ve been paying the loan off as fast as possible.

All in all we are happy with the arrangements we made for our wedding. It was a great wedding day.

Ready, Steady Row

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It’s been said that exercise can calm your nerves. And what better time to stay calm than when planning for and anticipating your wedding. If you want to look super fit and gorgeous on the most momentous day of your life, exercising is a very good option. And speaking of exercise, why not do what Catherine, Duchess of Cambridge, did and start rowing? It was her fitness regime before her wedding to Prince William.

Ready to do the same? Then read on and learn about the benefits of rowing.

  1. Good aerobic workout. A rowing machine is of great help to gain overall fitness as the rowing motion engages several muscle groups and helps develop the lower and upper body. As it involves major groups of muscles in your body it raises your heart rate and increases oxygen intake. It has adjustable resistance so you can work up to your target heart rate easily.
  1. Burns calories efficiently. For one hour of use, the rowing machine will help you burn 600 calories more efficiently than any of your other home gym equipment.
  1. Conditions the upper body. You can work those muscles in your upper body – the lats (lower back), the trapezius (upper back) and rhomboids (shoulders). To a lesser extent your abs, your pecs and your biceps will also be doing some work. Your wrists and your hands will be stronger, as you need to maintain a strong grip on the rowing machine’s oars. This will likewise improve your posture, straighten your shoulders and tone your arms, which will show off nicely, whether you are wearing a wedding dress or tuxedo.
  1. Conditions the lower body. You can better endure the long time that you will remain standing on your wedding day through rowing exercises. Rowing gives your lower body a good workout, targeting your quads, as well as your buttocks (glutes) and your calves. A rower with a sliding seat works beautifully for a good workout for your lower body.
  1. Low injury risk. The motions involved in rowing are very natural. They are low impact and the stress on the joints is minimal. The risk of falling, which is high when you are on a stationary bike is minimized because you are seated low on the ground. The correct form while rowing will also minimize strain on the lower back. The proper posture causes your legs to do the work instead.

Read about the best rowing machine reviews by visiting this website.

Newly Wed? What Business Should I Enter Into?

The economic crisis that we are facing poses lots of threats, particularly for new couples living on two wages and depending on them for survival. One of them is the possibility of being laid off from work, no matter how high your position is. The good news is that it is not something to be afraid of. If you have been kicked out of your job, you still have a lot of options to consider. You can choose from the following: buy a franchise, start a home based business or start a business in sole trading. This article covers the pros and cons of each option.

Buying a Franchise

This is one of the easiest options possible. All you have to do is to buy the franchise at a particular amount and everything is set for you. You just have to find someone to manage the business or you can even run in yourself. The only problem here is that franchise fees can be very expensive, but not all franchises are expensive. Thus, if you have no enough money to risk for a franchise fee, this is not necessarily the best option. However, if you think you have enough savings and you don’t want to start from scratch, you can buy a franchise of your choice.

Home Based Business

This option is perfect if you are tired of trying to beat the hectic traffic. It is also perfect if you wish to take care of your kids and spend more quality time with them. You earn money and at the same time, you don’t miss out on any family affairs. This can be an online business, which are very popular, or an actual shop that is located right in your house. However, since you are starting from scratch, it might be a bit risky and time consuming at first. When the business has taken off, it could make you earn more. If not, then you might have to choose other options.

Sole Trading

This is as stressful as your regular job. You do everything on your own, unless you have enough money to pay for an additional employee. It also comes with all possible business risks. However, if you have years of experiences in the business and you think you can take on the challenge, this option is definitely worth it. You just need to find the right business to start with and the rest will follow. You must also have clear plans so you can steer the business in a way you wanted it to be.

Whatever your decision is at the end of the day as long as you earn well, go ahead and do it. Just remember that every choice has its own risk. Thus, you have to be prepare for it.

Guide to Buying a New Car in Australia for Newlyweds

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When you get married, there is so much to think about other than the wedding itself. It is not wise to spend a fortune on the ceremony when you have a whole lifetime to invest on. You will need to make important purchases so your life together will be comfortable. Soon, it is not just about you and your wife. Kids will come along and providing the basic necessities for the family would become serious business for you as the head.

Since your home purchase may have been decided upon early on before you got down to walk the aisle, we will delve on your car purchase. The second biggest purchase you will make as a couple needs a lot of thinking as well.

If buying a home is tricky, so is buying a new car. There are a lot of factors to consider to ensure that you are making the right move. With various options available, the choices can be pretty overwhelming. Here are some questions you should answer to help you decide:

  • What do you need the car for? As a married couple, you may have a different requirement than when you were both single. Mostly, the vehicle will be used to commute to work. The need for a car that will carry your friends to parties and weekend getaways is secondary. If you cannot afford a big enough car for that, better settle for something that will meet your most important requirement.
  • When are you making the purchase? Timing is crucial in buying a car. Mostly, the end of the year is most ideal, as dealers would be holding discount sales to get rid of the old stocks to make way for a new inventory.
  • What is the car’s resale value? This is not negative thinking. This is about thinking forward. You have to determine the value of your car after it has been used and how many people will want to take it as a used vehicle. That will give you the assurance that you are making a wise purchase.
  • How much can you afford? Your budget will determine the type of car you can buy. Prioritize what you need and what you can afford than what you want. It is advisable that you start at the bottom of your price range so as not to get a monthly payment scheme that’s impossible to manage. Also, get a heads up by researching for car financing packages that are fit for newlyweds.

Find out the terms of loan and reveal your monthly repayments through car finance calculator.

How to Prevent a Bad Hair Day

I guess it must have been 1977 or around that time. I did not personally experience the hype around this movie, but many did, and I have seen the movie afterwards. I’m talking here about the movie Saturday Night Fever, starring no one less than a very young John Travolta.

In that movie, which is mainly about dancing, friendship, and relationships, there is one scene that stuck with me for a long time.

It’s where John’s father gives him a slap on the head, and the only thing John can say is “don’t touch the hair“. I loved that movie and that passage.

I’m writing this piece because I would like to tell you how you could avoid a bad hair day, typically when it’s an important day like your wedding (or any other important day for that manner).

Getting the Right Hair Cut

This may seem like an open door, but getting the right hair cut lies at the root of avoiding a bad hair day. Now most people (typically women, but this also works for men) will get their hair cut and done the day before their wedding.

Don’t do this. For some reason it takes about a week for your hair to recover from your hairdresser, and take its own natural shape back again.

My advice is to go one week before your wedding (or other significant event) and get your hair cut. This way you can be sure your hair will have its natural look back, but than nicely cut and or trimmed.

Using the Right Shampoo & Conditioner

How many people do you know that still buy the $2 shampoo at their local supermarket? You have to be kidding. On a day like your wedding you want to look your best, and your hair is part of that as well.

Getting your hair in shape takes a good product. If you want more volume added to your hair the $2 shampoo won’t do it. You really need to invest in something of a higher quality. Yes, it will cost you a bit more, but you will see the results, promise!

While you’re at it, not all shampoos are created equal. My personal preference is a shampoo that is free of sulfates. These types of shampoos do much less damage to your hair than the ordinary one’s.

Keep into account that those sulfate free shampoos will produce less foam. So you don’t have to use more of it. It will clean your hair, but it just won’t foam that much.

Putting it all Together

What I did on my wedding day is only go to my hairdresser to put my hair just the way I liked it.

I had gone to him to get my hair cut the week before, and two days before my wedding I had washed my hair for the last time (this ensures your natural scalp oils will have re-established themselves again, giving your hair more firmness).

The only thing that had to be done in the morning of my wedding day is to go to my hairdresser, he put it all into place, and I was out of there in 15 minutes. No stress what so ever.

5 Tips for New Couples Moving in Together

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Moving in for the first time with your partner entails having to agree and disagree with each other on what things to bring into the new house and how to go about being with each other on a regular basis. Living together is a whole new environment for couples compared to living apart in their respective homes. Living together will allow couples to get to know each other on a deeper level.

  1. Look for an accessible property. When moving in, you have to consider the proximity of your new home to both of your jobs, so look for one that is halfway to your and his places of work. This way you do not have to drive or commute far to go to work everyday.
  2. His and hers things. Now, it will no longer be only you who will be living in your new home. Your partner will take up half the space of your new abode, so expect to encounter his things on a daily basis. Living with your partner will also give you a glimpse on how he is at home and how he takes care of things: if he is neat or a slob. Both of you should make a list of the things that you wish to bring to your new home.
  3. Make decisions together and compromise. Once you have reviewed each other’s list, discuss what’s in them and throw your opinions on what should be brought and what should be left behind. There may be things that will not be useful to your new home or it may be better to buy new ones instead of bringing along old ones, especially furniture. Agree and disagree on things and once you have discussed it thoroughly, make mutual decisions that will be beneficial to both of you.
  4. Hire a removals company. If you are living in the same city, it is easy to hire a removals company. You can just share one moving vehicle to move your things to your new home, especially if you are not bringing a lot from your old home. But if you are from two different cities and moving to another one, you would have to hire a separate moving vehicle to haul your belongings. Scout for a company that will haul your things and make sure that they are moved without any incident. Visit this website to find out more about the different kinds of removalists.
  5. Unpack together. Set aside a whole day just to unpack all your things. Do this together so you can both decide on where to place what. Unpacking together will not only allow you to fix everything at home together but also a time for you to bond and get to know each other more in terms of running the house. Unpacking will take a chunk of your day, so make sure to not schedule anything for the day. Once you have taken care of everything at the end of the day, you can relax with your partner while admiring a job well done.

How to Get that Perfect Wedding Smile

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Your wedding day is probably the most awaited and most special event in your life, particularly if you are a woman. This is the time to publicly declare your commitment to your partner with a declaration promise that you would cherish each other no matter what. Moreover, this is the time to be the prettiest girl in the party with your perfectly tailored white wedding dress, professionally styled hair, manicured fingernails, and perfectly done make-up. This important occasion is immortalized through wedding pictures; hence, having amazingly gorgeous white teeth to dress-up your smile is critical so as not to feel pangs of regrets afterwards.

You prepare so much for your wedding day; starting from the venue, menu, dresses and all other things but you should not forget to not only prepare your figure and skin but your teeth as well. To ensure that you will have those pearly white teeth to go with your white dress, here are some pointers that you should consider before the big day:

  • Lay off consuming dark foods and drinks such as coffee, tea, colas, and dark juices. They stain the teeth especially if you consume them most of the time. If you cannot avoid them, you need to immediately brush your teeth after consumption and also bleach your teeth to remove the stain.
  • Keep apple cider vinegar handy. Gargling with apple cider vinegar will help remove the stains from the teeth while killing bacteria and keeping your mouth fresh and odor free.
  • Alternate brushing with baking soda or salt. Baking soda is known to aid in cleaning and keeping foul odor away and fortunately it has the same effect with teeth. Brushing your teeth with baking soda as toothpaste at least once a week will help lighten, if not totally remove the stain, in your teeth. If you do not have baking soda, you can simply use salt the same way and with the same effect.

Preparing your dental health in time for your wedding day will help you get the picture perfect photos that you desire. By this time you should acknowledge that dental health is as important as your over-all health, hence, to prepare you for the long term (even after the wedding day) it is best to enroll in a good dental insurance plan just so you can readily take care of dental problems and issues that my crop up anytime without you worrying about the cost.

Guide to Insurance for Self-Employed Business Owners in the Wedding Industry

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In running a business – big or small – you need to have the appropriate insurance coverage to protect you and your enterprise from legal liabilities. The wedding industry is one of many lucrative businesses that small businessmen can get into. More and more couples allot a bigger budget for their weddings these days.  Running your own business entails risks and accidents that may incur in the conduct of your services. That is why it is paramount that you insure your business in the event that a claim be made by a third party.

Public Liability Insurance

When a third party suffers a loss or damage to properties during the conduct of your wedding services and he goes after you to claim for the damages, public liability insurance will protect you from incurring costs for the legal actions that will take place. Weddings are not only done in churches, but in outdoor areas as well, and there will be times that accidents out of your control will happen. This type of insurance will make sure that your business is protected and covered. Visit this website to find out more about public liability insurance for Australian businesses.

Professional Indemnity Insurance

Professional indemnity insurance, on the other hand, is designed to protect and cover professionals from legal claims by third parties: clients, customers and other individuals that may incur losses or damages due to the conduct of professional services. Legal claims can be costly, not only in terms of legal costs but the damages that the claimants may ask for. A business’ assets may be in jeopardy if it is not covered by insurance. Find out more about professional indemnity insurance by clicking here.

The wedding industry is one such type of business where there are potential bodily and professional risks that may occur during the course of the contract. The setting up of the wedding event includes the use of machines and equipment that may put other people – not including your employees and others connected to your business – at risk of sustaining damages to themselves or their properties before, during or after a wedding event.

Keep in mind that these types of insurance only covers third parties, meaning those in your employ and other business partners, including part time employees are not included in the coverage. Another type of insurance will cover them in case of claims. Investing in insurance for your business is a very good move if you want to protect your assets and your business’ reputation in the long run. Although insurance does not come cheap, legal liabilities and claims are far more expensive.

Best Loan Options to Pay for Your Wedding

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For some couples in Australia, their big day is coming fast. With the engagement pushing through and the wedding day finally set, it can be an incredibly exciting time – but it can also be tense and nerve-wracking. Aside from the stress of the preparations and everything else that needs to be straightened out in order to plan a wedding, perhaps the most difficult to prepare for some couples is the money. Sometimes no matter how hard we try we just don’t have enough to be able to pay for something we want.

However a wedding is one of the biggest days of a couple’s life, a wonderful beginning. For those in Australia who are looking for a way to be able to pay for all of the wedding expenses even though the money just isn’t coming in, you can take out a personal loan. Click here to find out more about the range information of personal loan and finance.

From the wedding outfits, the reception, the honeymoon and even the engagement rings themselves, it is possible through a personal loan to pay for all of the wedding expenses without having to come up with the money right away. Here are a few of the options you can take.

A secured wedding loan

For those who have any kind of collateral at all that they wish to offer (such as a car or perhaps a home), a secured wedding loan becomes possible. These loans are generally recommended for those who are planning very big weddings because of their reasonable interest rates. However, the amount that you are able to borrow will still depend on the type of collateral that you are able to offer up.

An unsecured wedding loan

On the other side of the spectrum, even if you do not have any kind of proper asset to use as collateral, an unsecured wedding loan can be taken. Unfortunately, unlike the secured loans you will have to deal with a higher interest rate.

Wedding loans with bad credit

Last but not least, those couples who have accumulated a bad credit history can still take what is known as bad credit loans. As far as the wedding goes, you will be able to borrow an amount raging from five all the way to fifty thousand dollars.

Why choose wedding loans over credit cards however? It is simply because when it comes to a wedding loan, the interest rates are far more reasonable. You also receive your money straight away, and you do not have to worry about any kind of restriction regarding what part of the wedding you spend the money on.

How to Do a Business in the Wedding Industry

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It has been said time and again that the hair is one’s crowning glory and nobody can deny this since total transformation truly occurs after simply changing a hairstyle or cutting one’s hair. This is one of the many reasons why being a barber or a hairdresser is such a lucrative career especially at this day and age where the wedding industry is at its peak.

This industry earns billions of dollars because every girl has been visualizing about her dream wedding ever since she is little and a large share of this money goes to paying hairdressers hired to create that perfect tress. If you have the talent to make people attractive buy “dressing” their hair and you are thinking of a career as one, it is truly a good idea especially if you are passionate about it and wouldn’t mind putting in hard work and lots of hours in training.

The Many Advantages

There are many perks to this job, for one, you get to meet a lot of people. Since you provide service, you get to increase your social circle and improve your social skills. If you are not connected to a lot of people yet, this would be a good chance to polish your social skills and meet the who’s who of the town. Secondly, the job is not monotonous since you get to handle different events and meet different people every day. Other careers are tied to their desk while hairdressers get to travel and be excited to new opportunities on a daily basis – such as fancy weddings located in exotic and posh locations.

Another perk is you get to arrange your schedule according to what suits you best which means no waking up early unless you agreed to it and you can squeeze in other activities that you are interested in even if you have to work for the day (a lot of jobs cannot allow this).

A Sense of Fulfillment

For hair dresses who do weddings and special occasions, they say that fulfillment can be felt immediately after every project. Judging from the face and reaction of the people you service you can readily feel satisfied for being able to get a good job done. This job also provides variety since there is so many things that can be done with the hair aside from simply cutting or styling it; you can do perming, coloring, treatments, etc.

Being a hairdresser will get you places for as long as you can endure the initial work of trying to build your client base and in perfecting your skills. Keeping in mind that every in demand hairdressers also started in the beginning.

Pre-wedding Hair Removal Options

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For most women, getting married is like living out a dream or a fantasy. It is no secret that most treat this day as perhaps the most important in their lives, and for a blushing bride to be, nothing is worse than having hair in areas that make her uncomfortable during her big day. This is why so many women go for all sorts of different hair removal options as part of the pre-wedding plan. However, not everything works out without a hitch. Here are some options for hair removal before the big day, as well as some of the problems that you can run into (and avoid).

The most obvious course is through the use of a razor. Among the hair removal options this is the easiest to do on your own. When it comes to cost and convenience, nothing can beat the razor treatment. However, there are a few risks that come with using a razor. For example, hair has a tendency of growing back rather quickly after shaving. Even if you use your razor the night before, there is a chance that it will grow back enough to be visible, and because the roots were not removed, it will be coarse. You can avoid this by making good use of shaving cream or gel.

On the other hand, waxing can take care of your problems and the results are definitely going to last. However, if you are considering being waxed, do not do it too close to the big day. It might be tempting to do so, but waxing can be painful and could irritate the skin enough to cause a burn. These burns will be plain to see on the big day if you have yourself waxed too late. Make sure to plan ahead if this is your choice.

Finally, for those who want a more permanent effect compared to the razor or the waxing treatment, they can opt for laser hair removal. While not an incredibly expensive process, it is definitely the most expensive option for hair removal. It will most definitely do the job for you, but just like waxing you need to plan ahead. Make sure not to do it too close to the big day as the treated skin will look like it was sun-burned, leaving you with some awkward marks.

No matter what method you choose, remember that what matters isn’t how bad you would look with hair on areas that make you uncomfortable, what matters is your big day. With or without the unnecessary hair, you are bound to have a great time.

Visit this website to find out more on how to permanently stop hair growth, hairsitgone.com.